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Credit Analyst (AVP)

Job description

Role Responsibilities:

  • Undertake high quality industry, competitor, ESG and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team.
  • Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
  • Preparing credit analyses in support of new and existing business relationships.
  • Support the RM team in the continuous collection, capture and analysis of key data and information related to GB/CMB client's emissions-intensive activities, climate commitments and low-carbon business initiatives and transition and physical risks to help build a thorough understanding of each client's plans to transition to net zero emissions over time.
  • Personally develop and maintain strong working relationships with GB & CMB Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.
  • Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
  • Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
  • Pro-actively suggest and design improvements in process workflow, where applicable.
  • Communicate clearly with team members and other parts of GBM as required.

Job Requirements:

  • C.A. / CFA / MBA Finance, Economics or equivalent is essential, and any professional qualification is desirable.
  • 1 to 6 years of relevant experience in Credit Analysis.
  • Sustainability knowledge is an advantage
  • Highly proficient at Excel and Word.
  • Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a relationship builder.
  • Cantonese and/or Mandarin language capabilities are highly preferred. The analyst should be able to speak and read financial statements in Cantonese/Mandarin language.

If this job isn't quite right for you, but you know someone who would be great at this role, why not take advantage of our referral scheme? We offer MYR500 in shopping vouchers for every referred candidate who we place in a role. Terms & Conditions Apply.